For those of you who aren’t in the biz.. P & C stands for Property and Casualty Insurance.  I am currently in class to get my Property and Casualty license. The proximate cause of this action is due to my recent career change. I’ve made some observations while in class.

Day 1 – Everyone is dressed very nice. We are all cordial to each other, and are excited that we are the future of the insurance industry!!! I think this is going to be easy. Most of this stuff I covered with my title producers license, so I’m one step ahead, awesome!

Day 2- Everyone is dress nice still, but not as nice as yesterday. First impressions I guess.  As the day goes on, we realize we have gone over a LOT of numbers. There are 2 different charts, 30 days, 60 days.. 80% DP1, DP2, DP 3.. what? I’m sure the professor (if he wasn’t delusional by the fever he had) thought we looked like a bunch of deer caught in some headlights. I go home and think if it’s too late to change my mind.  I go through, break up the info and memorize it. Ok, it was intimidating, but I’m good to go.

Day 3- We are dressing more for comfort at this point. After all, we were up late last night memorize charts and percentages (why I don’t know, we are computer systems at the office to figure this stuff for us..) The class cuts up more. We know each other a little better now. After all, misery loves company. We know the personalities of the class (the nerds, the joksters, you get the picture) The teacher has a little fun, to try to lighten the mood (by telling a suicide story none the less- probably not smart at this point, as some of look like we could understand why someone would jump off their car to hang themselves – which by the way would be covered under automobile ins.)

Day 4- At this point, we are lucky we have clothes on. Some of us are sporting the same clothes we’ve already worn. Everyone is so worried about the test, no one will notice. We all try to look brave, red bulls in hand. Someone makes a joke about they are ready for the test to be over so we can get our life back, everyone agrees and all admits how overwhelmed and miserable they are. Thankfully, at this point, this stuff is repetitive. Yeah yeah, subrogation okay, limited liability, uh huh. The problem is, if you didn’t get it the first time, you aren’t going to get it the 4th time.  The teacher is starting to sound like Charlie Brown. He promised us we’d be out today by 4pm. That’s all I’m clinging to right now. At 3:59, my stuff will be packed and I’m outta here!!  Unfortunately, I will go home, play with the dog, maybe bake some bread, ( I bake when I’m stressed) and start studying.

I am going to have a book burning on Saturday (provided I pass the test) I hope I never have to look at it again. I’m sick of pencils, highlighers and all except questions. I get the chills when I hear a kid sing the ABC song.. I can’t get past A B C D, which is the right answer? If I knew I wouldn’t be in this class!!! AHHHHH!!!!!!!

Friday morning, 8 am. They swear the quicker you take the test after the class, the better off you I’m going to get up at 5 am, take my tired, stressed rear to the testing facility and get religious on it. At that point, it’s in God’s hands whether I pass or not.  I’ll let you know how I did, depending on how I did